Shop More, Worry Less: Get a Higher Loan Limit with the Bajaj Finserv Insta EMI Card

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As the festive season approaches, Bajaj Markets, a digital financial marketplace, is making it easier for shoppers to indulge in their desires without financial strain. With its flexible financing solutions, the Bajaj Finserv Insta EMI Card could be a suitable shopping companion for those looking to elevate their shopping experience. This card comes with a higher loan limit and flexible repayment options, offering a convenient and beneficial way to manage shopping expenses.

‘Shop more, worry less with the Bajaj Finserv Insta EMI Card!’

Features of the Bajaj Finserv Insta EMI Card

The Bajaj Finserv Insta EMI Card is designed to help shoppers manage the cost of their favourite products with ease. Here are some key features that make this card an ideal choice for festive shopping:

Higher Loan Limit: With a pre-approved loan limit of up to Rs. 3 Lakhs, the card allows users to make big-ticket purchases without worrying about immediate payments

No-cost EMI: Shoppers can convert their purchases into affordable EMIs, avoiding additional interest charges and making repayment more manageable

Wide Network: The card is accepted at over 1.5 lakh partner stores across 4,000 cities in India, giving users the flexibility to shop wherever they want

Flexible Tenors: Users can choose a repayment tenor of up to 60 months, allowing them to repay the borrowed amount at their own pace

Zero Down Payment: Depending on the product and the user’s eligibility, purchases can be made with minimal or even zero upfront payment, reducing the immediate financial burden

No Foreclosure Charges: After paying the first EMI, users can foreclose the loan at any time without incurring prepayment charges, providing greater financial freedom

Eligibility Criteria

To be eligible for the Bajaj Finserv Insta EMI Card, applicants must meet the following criteria:

Be an Indian citizen between the ages of 21 and 65

Have a regular and steady source of income

Maintain a good credit score to assure the issuer of creditworthiness

The Bajaj Finserv Insta EMI Card empowers shoppers to spend on their desired products without facing an immediate financial crunch. Beyond this flexible financing solution, Bajaj Markets also offers access to a wide range of financial products across categories like loans, insurance, and investments, through its website and app.

With the Bajaj Finserv Insta EMI Card, shopping becomes a hassle-free and rewarding experience. Apply online today to unlock a world of convenience and benefits.

About Bajaj Finserv Direct

Bajaj Finserv Direct, a subsidiary of Bajaj Finserv, is one of the fastest-growing fintech companies in India. It has two primary arms, Bajaj Markets, a financial marketplace, and Bajaj Technology Services, a techfin service provider.

Bajaj Markets is a marketplace that offers multiple financial products across all categories – Loans, Cards, Insurance, Investments, Payments, Pocket Insurance, and VAS. Bajaj Markets has partnered with trusted financial brands to offer “India ka Financial Supermarket”. A one-stop destination where its customers can explore a host of products that can help them achieve their financial life goals.

Having started its journey as a fintech, Bajaj Finserv Direct has also built a very strong business as a techfin. Through Bajaj Technology Services it offers a wide gamut of digital technology services which span Custom Applications, Enterprise Applications, Data & Analytics, Gen AI, Cloud Services and Digital Agency. 

Visit the Bajaj Markets website or download the Bajaj Markets’ app from the Play Store or App Store to experience “India ka Financial Supermarket”.

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